{"id":259013,"date":"2026-04-28T14:04:08","date_gmt":"2026-04-28T13:04:08","guid":{"rendered":"https:\/\/huellarte.es\/?page_id=259013"},"modified":"2026-04-28T14:07:04","modified_gmt":"2026-04-28T13:07:04","slug":"calculadora_de_reembolso","status":"publish","type":"page","link":"https:\/\/huellarte.es\/de\/calculadora_de_reembolso\/","title":{"rendered":"Calculadora_de_reembolso"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00bb1&#8243; theme_builder_area=\u00bbpost_content\u00bb _builder_version=\u00bb4.19.1&#8243; _module_preset=\u00bbdefault\u00bb][et_pb_row _builder_version=\u00bb4.19.1&#8243; _module_preset=\u00bbdefault\u00bb theme_builder_area=\u00bbpost_content\u00bb][et_pb_column _builder_version=\u00bb4.19.1&#8243; _module_preset=\u00bbdefault\u00bb type=\u00bb4_4&#8243; theme_builder_area=\u00bbpost_content\u00bb][et_pb_code _builder_version=\u00bb4.19.1&#8243; _module_preset=\u00bbdefault\u00bb theme_builder_area=\u00bbpost_content\u00bb hover_enabled=\u00bb0&#8243; sticky_enabled=\u00bb0&#8243;]        <div class=\"hrc-wrap\" data-plans='[\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;AXA Light&quot;,\r\n&quot;aliases&quot;:[&quot;AXA&quot;,&quot;AXA Mascotas&quot;,&quot;AXA Seguro Veterinario&quot;,&quot;AXA Light&quot;],\r\n&quot;deductible&quot;:20,\r\n&quot;reimbursement&quot;:50,\r\n&quot;annual_limit&quot;:2000,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;,&quot;medicacion&quot;,&quot;preventivo&quot;],\r\n&quot;claim_tip&quot;:&quot;Gestiona el reembolso desde MyAXA.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.axa.es\/seguros-veterinario-perros-gatos&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;AXA Confort&quot;,\r\n&quot;aliases&quot;:[&quot;AXA Confort&quot;,&quot;AXA Mascotas 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reembolso.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.axa.es\/seguros-veterinario-perros-gatos&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Sant\u00e9Vet Light&quot;,\r\n&quot;aliases&quot;:[&quot;SanteVet&quot;,&quot;Sant\u00e9Vet&quot;,&quot;Sante Vet&quot;,&quot;Sant\u00e9 Vet&quot;,&quot;Sant\u00e9Vet Light&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:50,\r\n&quot;annual_limit&quot;:1200,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;,&quot;medicacion&quot;,&quot;preventivo&quot;],\r\n&quot;claim_tip&quot;:&quot;Gestiona reclamaciones desde app.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.santevet.es&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Sant\u00e9Vet 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Premium&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:90,\r\n&quot;annual_limit&quot;:5000,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;,&quot;medicacion&quot;,&quot;preventivo&quot;],\r\n&quot;claim_tip&quot;:&quot;Hasta 90% reembolso.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.santevet.es&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Barkibu&quot;,\r\n&quot;aliases&quot;:[&quot;Barkibu&quot;,&quot;Barkibu Pet Insurance&quot;,&quot;Barkibu Seguro Veterinario&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:80,\r\n&quot;annual_limit&quot;:3000,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;,&quot;medicacion&quot;,&quot;preventivo&quot;],\r\n&quot;claim_tip&quot;:&quot;Reclamaci\u00f3n desde app.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/barkibu.com\/es\/seguro-mascotas&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Musky&quot;,\r\n&quot;aliases&quot;:[&quot;Musky&quot;,&quot;Musky Mascotas&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:80,\r\n&quot;annual_limit&quot;:3000,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;,&quot;medicacion&quot;],\r\n&quot;claim_tip&quot;:&quot;Verifica carencias y exclusiones.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/musky.es&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Petplan Espa\u00f1a&quot;,\r\n&quot;aliases&quot;:[&quot;Petplan&quot;,&quot;Pet Plan&quot;,&quot;Petplan Espa\u00f1a&quot;],\r\n&quot;deductible&quot;:45,\r\n&quot;reimbursement&quot;:100,\r\n&quot;annual_limit&quot;:3100,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;,&quot;medicacion&quot;],\r\n&quot;claim_tip&quot;:&quot;Verifica condiciones vigentes.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.petplan.es&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Sanitas Salud Mascotas&quot;,\r\n&quot;aliases&quot;:[&quot;Sanitas&quot;,&quot;Sanitas Mascotas&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:80,\r\n&quot;annual_limit&quot;:2500,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;,&quot;medicacion&quot;],\r\n&quot;claim_tip&quot;:&quot;Adjunta factura e informe veterinario.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.sanitas.es&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Mapfre Mascotas&quot;,\r\n&quot;aliases&quot;:[&quot;Mapfre&quot;,&quot;MAPFRE&quot;,&quot;Mapfre Mascotas&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:20,\r\n&quot;annual_limit&quot;:2000,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;],\r\n&quot;claim_tip&quot;:&quot;Verifica modalidad contratada.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.mapfre.es\/particulares\/seguros-para-perros\/&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Santaluc\u00eda Mascotas&quot;,\r\n&quot;aliases&quot;:[&quot;Santalucia&quot;,&quot;Santaluc\u00eda&quot;,&quot;Santa 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veterinario.&quot;,\r\n&quot;plan_type&quot;:&quot;asistencia&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.segurcaixaadeslas.es&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;ASISA Mascotas&quot;,\r\n&quot;aliases&quot;:[&quot;Asisa&quot;,&quot;ASISA&quot;,&quot;Asisa Mascotas&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:0,\r\n&quot;annual_limit&quot;:0,\r\n&quot;coverage&quot;:[&quot;preventivo&quot;,&quot;urgencia&quot;],\r\n&quot;claim_tip&quot;:&quot;Asistencia veterinaria y servicios concertados.&quot;,\r\n&quot;plan_type&quot;:&quot;asistencia&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.asisa.es&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Allianz Mascotas&quot;,\r\n&quot;aliases&quot;:[&quot;Allianz&quot;,&quot;Allianz 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modalidad.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.miwuki.com&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;AGILA Tierkrankenschutz Exklusiv&quot;,\r\n  &quot;aliases&quot;: [&quot;AGILA&quot;, &quot;Agila&quot;, &quot;AGILA Tierkrankenschutz&quot;, &quot;Agila Exklusiv&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 80,\r\n  &quot;annual_limit&quot;: 3000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Solicita Rechnung detallada del veterinario con diagn\u00f3stico y tratamiento. Revisa l\u00edmites anuales y GOT-Satz.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.agila.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;HanseMerkur Tierkrankenversicherung Premium&quot;,\r\n  &quot;aliases&quot;: [&quot;HanseMerkur&quot;, &quot;Hanse Merkur&quot;, &quot;HanseMerkur Tierkrankenversicherung&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 90,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Guarda Rechnung, diagn\u00f3stico y justificante de pago. Verifica si tu tarifa incluye Zahn, Vorsorge Plus o Selbstbeteiligung.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.hansemerkur.de\/haustiere&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Barmenia Tierkrankenversicherung Premium Plus&quot;,\r\n  &quot;aliases&quot;: [&quot;Barmenia&quot;, &quot;Barmenia Premium&quot;, &quot;Barmenia Premium Plus&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Revisa GOT-Satz, l\u00edmites por prevenci\u00f3n y posibles exclusiones por enfermedades previas.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.barmenia.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Lassie Maxi&quot;,\r\n  &quot;aliases&quot;: [&quot;Lassie&quot;, &quot;Lassie Versicherung&quot;, &quot;Lassie Hund&quot;, &quot;Lassie Katze&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Lassie destaca prevenci\u00f3n y gesti\u00f3n digital. Verifica el l\u00edmite anual de Vorsorge y condiciones de reembolso.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/de.lassie.co&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Sant\u00e9Vet Premium Deutschland&quot;,\r\n  &quot;aliases&quot;: [&quot;Sant\u00e9Vet Deutschland&quot;, &quot;SanteVet Deutschland&quot;, &quot;Sante Vet&quot;, &quot;Sant\u00e9 Vet&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 90,\r\n  &quot;annual_limit&quot;: 5000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Adjunta Rechnung veterinaria y documentaci\u00f3n m\u00e9dica. Revisa l\u00edmite anual y Vorsorgebudget.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.santevet.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Hepster Tierkrankenversicherung&quot;,\r\n  &quot;aliases&quot;: [&quot;Hepster&quot;, &quot;Hepster Hund&quot;, &quot;Hepster Katze&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 90,\r\n  &quot;annual_limit&quot;: 5000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Revisa la modalidad exacta, Selbstbeteiligung y si cubre Vorsorge o solo tratamientos m\u00e9dicos.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.hepster.com&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Figo Tierkrankenversicherung&quot;,\r\n  &quot;aliases&quot;: [&quot;Figo&quot;, &quot;Figo Pet&quot;, &quot;Figo Versicherung&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 80,\r\n  &quot;annual_limit&quot;: 5000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Sube Rechnung y documentaci\u00f3n m\u00e9dica. Confirma porcentaje exacto seg\u00fan tarifa.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/figopet.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Uelzener Tierkrankenversicherung&quot;,\r\n  &quot;aliases&quot;: [&quot;Uelzener&quot;, &quot;\u00dclzener&quot;, &quot;Uelzener Hundeversicherung&quot;, &quot;Uelzener Katzenversicherung&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Uelzener comunica hasta 100% de Kosten\u00fcbernahme seg\u00fan tarifa. Revisa GOT-Satz, OP\/Vollschutz y Nachbehandlung.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/uelzener.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Allianz Tierkrankenversicherung&quot;,\r\n  &quot;aliases&quot;: [&quot;Allianz&quot;, &quot;Allianz Hund&quot;, &quot;Allianz Katze&quot;, &quot;Allianz Tier&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 80,\r\n  &quot;annual_limit&quot;: 10000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Verifica tarifa, Selbstbehalt y si tu p\u00f3liza cubre Vorsorge, Zahn y OP-Nachbehandlung.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.allianz.de\/gesundheit\/tierkrankenversicherung\/&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;DA Direkt Tierkrankenversicherung&quot;,\r\n  &quot;aliases&quot;: [&quot;DA Direkt&quot;, &quot;DA Direkt Tier&quot;, &quot;DA Direkt Hund&quot;, &quot;DA Direkt Katze&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;DA Direkt comunica hasta 100% Kostenerstattung. Confirma tarifa, l\u00edmites y carencias.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.da-direkt.de\/tierversicherung&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Deutsche Familienversicherung Tierkrankenschutz 100&quot;,\r\n  &quot;aliases&quot;: [&quot;DFV&quot;, &quot;Deutsche Familienversicherung&quot;, &quot;DFV Tierkrankenschutz&quot;, &quot;Tierkrankenschutz 100&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Revisa si tu tarifa es OP-Schutz o Vollschutz. Adjunta Rechnung y diagn\u00f3stico.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.deutsche-familienversicherung.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Dalma Hundekrankenversicherung&quot;,\r\n  &quot;aliases&quot;: [&quot;Dalma&quot;, &quot;Dalma Hund&quot;, &quot;Dalma Hundeversicherung&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 90,\r\n  &quot;annual_limit&quot;: 5000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Confirma tarifa, l\u00edmite anual y si aplica Selbstbeteiligung. Guarda Rechnung e informe veterinario.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.dalma.co\/de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Petolo Tierkrankenversicherung&quot;,\r\n  &quot;aliases&quot;: [&quot;Petolo&quot;, &quot;Petolo Hund&quot;, &quot;Petolo Katze&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Comprueba si el plan elegido tiene Selbstbehalt o l\u00edmite por Vorsorge.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.petolo.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Petprotect Exklusiv Plus&quot;,\r\n  &quot;aliases&quot;: [&quot;Petprotect&quot;, &quot;Pet Protect&quot;, &quot;Petprotect Exklusiv&quot;, &quot;Petprotect Barmenia&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Petprotect suele estar asociado a productos de Barmenia. Verifica la modalidad exacta y l\u00edmites.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.petprotect.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;die Bayerische Tierkrankenversicherung Premium Plus&quot;,\r\n  &quot;aliases&quot;: [&quot;die Bayerische&quot;, &quot;Bayerische&quot;, &quot;Bayerische Tier&quot;, &quot;Premium Plus Bayerische&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Confirma Selbstbeteiligung, GOT-Satz y l\u00edmites de Vorsorge seg\u00fan tarifa.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.diebayerische.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;ARAG TierProtect Premium&quot;,\r\n  &quot;aliases&quot;: [&quot;ARAG&quot;, &quot;ARAG TierProtect&quot;, &quot;TierProtect Premium&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Revisa condiciones para OP, Zahn, GOT-Satz y tratamientos ambulatorios.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.arag.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Helvetia Tierkrankenversicherung Komfort&quot;,\r\n  &quot;aliases&quot;: [&quot;Helvetia&quot;, &quot;Helvetia Komfort&quot;, &quot;Helvetia Tier&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 80,\r\n  &quot;annual_limit&quot;: 5000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Verifica modalidad Komfort\/Premium, Selbstbehalt y l\u00edmites por tratamiento.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.helvetia.com\/de\/web\/de\/privatkunden\/versicherungen\/tierversicherung.html&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Gothaer Tierkrankenversicherung&quot;,\r\n  &quot;aliases&quot;: [&quot;Gothaer&quot;, &quot;Gothaer Tier&quot;, &quot;Gothaer Hund&quot;, &quot;Gothaer Katze&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 80,\r\n  &quot;annual_limit&quot;: 5000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Revisa carencias, l\u00edmites, GOT-Satz y si la tarifa es OP o Vollschutz.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.gothaer.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Balunos Gold&quot;,\r\n  &quot;aliases&quot;: [&quot;Balunos&quot;, &quot;Balunos Gold&quot;, &quot;Balunos Tierkrankenversicherung&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 90,\r\n  &quot;annual_limit&quot;: 5000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Datos orientativos. Confirma condiciones actuales, Selbstbeteiligung y l\u00edmites anuales.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.balunos.com&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Panda Krankenvollschutz Exklusiv&quot;,\r\n  &quot;aliases&quot;: [&quot;Panda&quot;, &quot;Panda Versicherung&quot;, &quot;Panda Krankenvollschutz&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 90,\r\n  &quot;annual_limit&quot;: 5000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Datos orientativos. Revisa modalidad exacta, carencias y condiciones por edad\/raza.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.panda.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;SmartPaws Tierkrankenversicherung&quot;,\r\n  &quot;aliases&quot;: [&quot;SmartPaws&quot;, &quot;Smart Paws&quot;, &quot;SmartPaws Hund&quot;, &quot;SmartPaws Katze&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Confirma tarifa, Selbstbehalt y si cubre Vorsorge. Adjunta Rechnung y diagn\u00f3stico.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.smartpaws.de&quot;\r\n}\r\n]'>\n            <div class=\"hrc-card\">\n                <div class=\"hrc-eyebrow\">Club Huellarte<\/div>\n                <h2>Calculadora de Reembolso para Seguro de Mascotas<\/h2>\n                <p class=\"hrc-intro\">Calcula cu\u00e1nto podr\u00edas recuperar de una factura veterinaria y compara opciones seg\u00fan tu pa\u00eds.<\/p>\n\n                <div class=\"hrc-grid\">\n                    <label>Pa\u00eds\n                        <select class=\"hrc-country\">\n                            <option value=\"\">Selecciona tu pa\u00eds<\/option>\n                        <\/select>\n                    <\/label>\n\n                    <label class=\"hrc-autocomplete-label\">Nombre de tu seguro\n                        <input class=\"hrc-insurer\" type=\"text\" placeholder=\"Empieza a escribir: AXA, Sant\u00e9Vet, Barkibu...\" autocomplete=\"off\">\n                        <div class=\"hrc-suggestions\"><\/div>\n                    <\/label>\n\n                    <label>Factura veterinaria\n                        <input class=\"hrc-bill\" type=\"number\" min=\"0\" step=\"0.01\" placeholder=\"Ej: 850\">\n                    <\/label>\n\n                    <label>Tipo de problema tratado\n                        <select class=\"hrc-treatment\">\n                            <option value=\"accidente\">Accidente<\/option>\n                            <option value=\"enfermedad\">Enfermedad<\/option>\n                            <option value=\"cirugia\">Cirug\u00eda<\/option>\n                            <option value=\"urgencia\">Urgencia<\/option>\n                            <option value=\"medicacion\">Medicaci\u00f3n<\/option>\n                            <option value=\"preventivo\">Preventivo \/ rutina<\/option>\n                        <\/select>\n                    <\/label>\n                <\/div>\n\n                <button class=\"hrc-btn\" type=\"button\">Calcular reembolso<\/button>\n                <div class=\"hrc-results\" aria-live=\"polite\"><\/div>\n\n                <p class=\"hrc-disclaimer\">\n                    Estimaci\u00f3n orientativa. Cada p\u00f3liza puede tener exclusiones, carencias, l\u00edmites, franquicias y condiciones espec\u00edficas. No sustituye la revisi\u00f3n oficial de tu aseguradora.\n                <\/p>\n            <\/div>\n        <\/div>\n\n        <style>\n        .hrc-wrap{max-width:980px;margin:30px auto;font-family:Inter,Arial,sans-serif;color:#3a332d}\n        .hrc-card{background:linear-gradient(135deg,#fffaf3,#f6efe6);border:1px solid #eadfce;border-radius:28px;padding:28px;box-shadow:0 18px 50px rgba(80,60,40,.12)}\n        .hrc-eyebrow{text-transform:uppercase;letter-spacing:.12em;color:#a78752;font-weight:700;font-size:12px;margin-bottom:8px}\n        .hrc-card h2{font-size:clamp(26px,4vw,42px);margin:0 0 10px;color:#2d2722;line-height:1.08}\n        .hrc-intro{font-size:16px;max-width:720px;color:#6f655b}\n        .hrc-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:24px 0}\n        .hrc-grid label{font-weight:700;font-size:14px;color:#4e443b}\n        .hrc-grid input,.hrc-grid select{width:100%;box-sizing:border-box;margin-top:7px;border:1px solid #d8c9b8;border-radius:16px;padding:13px 14px;background:#fff;color:#2d2722;font-size:15px}\n        .hrc-autocomplete-label{position:relative}\n        .hrc-suggestions{display:none;position:absolute;left:0;right:0;top:74px;background:#fff;border:1px solid #eadfce;border-radius:16px;box-shadow:0 14px 30px rgba(80,60,40,.16);z-index:50;overflow:hidden;max-height:240px;overflow-y:auto}\n        .hrc-suggestion{padding:12px 14px;cursor:pointer;border-bottom:1px solid #f2eadf}\n        .hrc-suggestion:hover{background:#fff7eb}\n        .hrc-suggestion small{display:block;color:#7d736a;margin-top:2px;font-weight:500}\n        .hrc-btn{background:#2d2722;color:#fff;border:0;border-radius:999px;padding:14px 24px;font-weight:800;cursor:pointer;box-shadow:0 12px 24px rgba(45,39,34,.22)}\n        .hrc-results{margin-top:24px}\n        .hrc-result-main{background:#fff;border:1px solid #eadfce;border-radius:22px;padding:20px;margin-bottom:16px}\n        .hrc-money{font-size:34px;font-weight:900;color:#2d2722}\n        .hrc-muted{color:#73685e}\n        .hrc-comparison{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}\n        .hrc-plan{background:#fff;border:1px solid #eadfce;border-radius:18px;padding:16px}\n        .hrc-plan.best{border-color:#c7a873;box-shadow:0 10px 24px rgba(199,168,115,.2)}\n        .hrc-tag{display:inline-block;background:#efe4d2;color:#755b2e;border-radius:999px;padding:5px 9px;font-size:12px;font-weight:800;margin-bottom:8px}\n        .hrc-warning{background:#fff6dc;border:1px solid #efd28b;border-radius:16px;padding:12px;margin:12px 0;color:#6b531b}\n        .hrc-link-btn{display:inline-flex;align-items:center;justify-content:center;margin-top:10px;background:#2d2722;color:#fff!important;text-decoration:none;border-radius:999px;padding:10px 14px;font-size:13px;font-weight:800;box-shadow:0 8px 18px rgba(45,39,34,.18)}\n        .hrc-link-btn:hover{filter:brightness(1.08);color:#fff!important}\n        .hrc-score{display:flex;align-items:center;gap:8px;margin:10px 0 8px;font-weight:900;color:#2d2722}\n        .hrc-stars{letter-spacing:1px;color:#a78752;font-size:16px}\n        .hrc-score small{font-weight:700;color:#73685e}\n        .hrc-disclaimer{font-size:12px;color:#7d736a;margin-top:20px}\n        @media(max-width:760px){.hrc-grid,.hrc-comparison{grid-template-columns:1fr}.hrc-card{padding:20px;border-radius:22px}.hrc-suggestions{top:74px}}\n        <\/style>\n\n        <script>\n        (function(){\n            function norm(s){ return (s || '').toLowerCase().normalize('NFD').replace(\/[\\u0300-\\u036f]\/g,'').trim(); }\n            function planTerms(plan){\n                var terms = [plan.name || ''];\n                if(Array.isArray(plan.aliases)) terms = terms.concat(plan.aliases);\n                return terms.filter(Boolean);\n            }\n            function similarity(input, plan){\n                var a = norm(input);\n                if(!a) return 0;\n                var best = 0;\n                planTerms(plan).forEach(function(term){\n                    var b = norm(term);\n                    if(!b) return;\n                    if(a === b) best = Math.max(best, 1);\n                    else if(b.includes(a) || a.includes(b)) best = Math.max(best, .95);\n                    else {\n                        var score = 0;\n                        a.split(\/\\s+\/).forEach(function(w){ if(w.length > 1 && b.includes(w)) score += .25; });\n                        best = Math.max(best, Math.min(score, .8));\n                    }\n                });\n                return best;\n            }\n            function money(n,country){\n                var currency = country === 'Estados Unidos' ? 'USD' : '\u20ac';\n                return currency + ' ' + Number(n || 0).toFixed(2);\n            }\n            function huellarteScore(plan){\n                if((plan.plan_type || 'reembolso') === 'asistencia' || Number(plan.reimbursement || 0) <= 0){\n                    return 2.7;\n                }\n                var reimbursement = Math.min(Number(plan.reimbursement || 0), 100) \/ 100;\n                var deductible = Number(plan.deductible || 0);\n                var annualLimit = Number(plan.annual_limit || 0);\n                var coverageCount = Array.isArray(plan.coverage) ? plan.coverage.length : 0;\n\n                var reimbursementScore = reimbursement * 2.0;\n                var deductibleScore = deductible <= 0 ? 1.0 : deductible <= 50 ? 0.85 : deductible <= 100 ? 0.65 : deductible <= 250 ? 0.4 : 0.2;\n                var limitScore = annualLimit >= 5000 || annualLimit >= 999999 ? 1.0 : annualLimit >= 3000 ? 0.8 : annualLimit >= 2000 ? 0.6 : annualLimit >= 1000 ? 0.4 : 0.2;\n                var coverageScore = Math.min(coverageCount \/ 6, 1.0);\n\n                var raw = 1.0 + reimbursementScore + deductibleScore + limitScore + coverageScore;\n                return Math.max(1, Math.min(5, raw));\n            }\n            function scoreStars(score){\n                var rounded = Math.round(score);\n                var s = '';\n                for(var i=1;i<=5;i++){ s += i <= rounded ? '\u2605' : '\u2606'; }\n                return s;\n            }\n            function scoreLabel(score){\n                if(score >= 4.7) return 'Excelente cobertura estimada';\n                if(score >= 4.2) return 'Muy buena opci\u00f3n';\n                if(score >= 3.5) return 'Buena opci\u00f3n';\n                if(score >= 3.0) return 'Cobertura media';\n                return 'Revisar condiciones';\n            }\n            function valueCostScore(plan){\n                if((plan.plan_type || 'reembolso') === 'asistencia' || Number(plan.reimbursement || 0) <= 0) return 0.15;\n                var deductible = Number(plan.deductible || 0);\n                var annualLimit = Number(plan.annual_limit || 0);\n                var coverageCount = Array.isArray(plan.coverage) ? plan.coverage.length : 0;\n                var monthlyPrice = Number(plan.monthly_price || plan.price_monthly || 0);\n                var coverageBreadth = Math.min(coverageCount \/ 6, 1);\n                var deductibleFactor = deductible <= 0 ? 1 : deductible <= 50 ? .85 : deductible <= 100 ? .65 : deductible <= 250 ? .42 : .22;\n                var limitFactor = annualLimit >= 999999 || annualLimit >= 5000 ? 1 : annualLimit >= 3000 ? .78 : annualLimit >= 2000 ? .58 : annualLimit >= 1000 ? .38 : .2;\n                var baseValue = (coverageBreadth * .35) + (deductibleFactor * .35) + (limitFactor * .30);\n                if(monthlyPrice > 0){\n                    var priceFactor = monthlyPrice <= 20 ? 1 : monthlyPrice <= 35 ? .82 : monthlyPrice <= 50 ? .64 : monthlyPrice <= 70 ? .45 : .28;\n                    baseValue = (baseValue * .7) + (priceFactor * .3);\n                }\n                return Math.max(0, Math.min(1, baseValue));\n            }\n            function weightedRank(plan, calcResult, bill){\n                var reimbursementFactor = bill > 0 ? Math.max(0, Math.min(1, Number(calcResult.reimbursement || 0) \/ bill)) : 0;\n                var trustFactor = huellarteScore(plan) \/ 5;\n                var valueFactor = valueCostScore(plan);\n                return (reimbursementFactor * 60) + (trustFactor * 25) + (valueFactor * 15);\n            }\n            function calc(plan,bill,treatment){\n                var planType = plan.plan_type || 'reembolso';\n                if(planType === 'asistencia' || Number(plan.reimbursement || 0) <= 0){\n                    return {covered:false,reimbursement:0,outOfPocket:bill,assistance:true};\n                }\n                var covered = (plan.coverage || []).includes(treatment);\n                if(!covered) return {covered:false,reimbursement:0,outOfPocket:bill,assistance:false};\n                var afterDeductible = Math.max(0, bill - Number(plan.deductible || 0));\n                var reimbursement = afterDeductible * (Number(plan.reimbursement || 0)\/100);\n                reimbursement = Math.min(reimbursement, Number(plan.annual_limit || reimbursement));\n                return {covered:true,reimbursement:reimbursement,outOfPocket:Math.max(0,bill-reimbursement),assistance:false};\n            }\n\n            document.querySelectorAll('.hrc-wrap').forEach(function(wrap){\n                var plans=[];\n                try { plans = JSON.parse(wrap.dataset.plans || '[]'); } catch(e) { plans=[]; }\n\n                var countrySel=wrap.querySelector('.hrc-country');\n                var insurerInput=wrap.querySelector('.hrc-insurer');\n                var suggestions=wrap.querySelector('.hrc-suggestions');\n                var billInput=wrap.querySelector('.hrc-bill');\n                var treatmentSel=wrap.querySelector('.hrc-treatment');\n                var results=wrap.querySelector('.hrc-results');\n                var btn=wrap.querySelector('.hrc-btn');\n\n                Array.from(new Set(plans.map(function(p){return p.country;}))).sort().forEach(function(c){\n                    var opt=document.createElement('option'); opt.value=c; opt.textContent=c; countrySel.appendChild(opt);\n                });\n\n                function currentCountryPlans(){\n                    return plans.filter(function(p){ return p.country === countrySel.value; });\n                }\n\n                function renderSuggestions(){\n                    var q = insurerInput.value;\n                    var countryPlans = currentCountryPlans();\n                    if(!countrySel.value || !q || q.length < 1){\n                        suggestions.style.display='none';\n                        suggestions.innerHTML='';\n                        return;\n                    }\n                    var matches = countryPlans.map(function(p){\n                        return {plan:p, score:similarity(q,p)};\n                    }).filter(function(x){ return x.score > .15; })\n                      .sort(function(a,b){ return b.score-a.score; })\n                      .slice(0,8);\n\n                    if(!matches.length){\n                        suggestions.style.display='none';\n                        suggestions.innerHTML='';\n                        return;\n                    }\n\n                    suggestions.innerHTML = matches.map(function(x){\n                        var aliases = Array.isArray(x.plan.aliases) ? x.plan.aliases.slice(0,3).join(', ') : '';\n                        var type = x.plan.plan_type === 'asistencia' ? 'Asistencia \/ cuadro veterinario' : 'Reembolso estimado';\n                        return '<div class=\"hrc-suggestion\" data-name=\"'+String(x.plan.name).replace(\/\"\/g,'&quot;')+'\"><strong>'+x.plan.name+'<\/strong><small>'+type+(aliases ? ' \u00b7 tambi\u00e9n: '+aliases : '')+'<\/small><\/div>';\n                    }).join('');\n                    suggestions.style.display='block';\n                }\n\n                insurerInput.addEventListener('input', renderSuggestions);\n                countrySel.addEventListener('change', function(){\n                    insurerInput.value='';\n                    suggestions.style.display='none';\n                    results.innerHTML='';\n                });\n                suggestions.addEventListener('click', function(e){\n                    var item=e.target.closest('.hrc-suggestion');\n                    if(!item) return;\n                    insurerInput.value=item.getAttribute('data-name');\n                    suggestions.style.display='none';\n                });\n                document.addEventListener('click', function(e){\n                    if(!wrap.contains(e.target)) suggestions.style.display='none';\n                });\n\n                btn.addEventListener('click', function(){\n                    var country=countrySel.value;\n                    var insurer=insurerInput.value;\n                    var bill=Number(billInput.value || 0);\n                    var treatment=treatmentSel.value;\n\n                    if(!country || !bill){\n                        results.innerHTML='<div class=\"hrc-result-main\"><strong>Faltan datos.<\/strong><br>Selecciona pa\u00eds e introduce el importe de la factura.<\/div>';\n                        return;\n                    }\n\n                    var countryPlans=currentCountryPlans();\n                    var matched=countryPlans.map(function(p){ return {plan:p,score:similarity(insurer,p)}; }).sort(function(a,b){ return b.score-a.score; })[0];\n                    if(!matched || matched.score < 0.25) matched={plan:null,score:0};\n\n                    var html='';\n                    if(matched.plan){\n                        var c=calc(matched.plan,bill,treatment);\n                        html += '<div class=\"hrc-result-main\">';\n                        html += '<div class=\"hrc-tag\">Seguro detectado: '+matched.plan.name+'<\/div>';\n                        var mainScore = huellarteScore(matched.plan);\n                        html += '<div class=\"hrc-score\"><span class=\"hrc-stars\">'+scoreStars(mainScore)+'<\/span><span>'+mainScore.toFixed(1)+'\/5<\/span><small>'+scoreLabel(mainScore)+'<\/small><\/div>';\n                        html += '<h3>Reembolso estimado<\/h3>';\n                        html += '<div class=\"hrc-money\">'+money(c.reimbursement,country)+'<\/div>';\n                        html += '<p class=\"hrc-muted\">Deducible: '+money(matched.plan.deductible,country)+' \u00b7 Cobertura: '+matched.plan.reimbursement+'% \u00b7 L\u00edmite anual: '+(matched.plan.annual_limit>=999999?'sin l\u00edmite declarado':money(matched.plan.annual_limit,country))+'<\/p>';\n                        html += '<p><strong>Tu coste estimado:<\/strong> '+money(c.outOfPocket,country)+'<\/p>';\n                        if(c.assistance){\n                            html += '<div class=\"hrc-warning\"><strong>Atenci\u00f3n:<\/strong> este seguro parece funcionar como asistencia veterinaria\/cuadro m\u00e9dico, no como reembolso libre est\u00e1ndar. El c\u00e1lculo aparece en 0\u20ac para evitar prometer un reembolso que puede no aplicar.<\/div>';\n                        } else if(!c.covered){\n                            html += '<div class=\"hrc-warning\"><strong>Atenci\u00f3n:<\/strong> este tipo de tratamiento no aparece como cubierto en la base actual.<\/div>';\n                        }\n                        html += '<p><strong>Consejo para reclamar:<\/strong> '+(matched.plan.claim_tip || 'Guarda factura detallada e informe veterinario.')+'<\/p>';\n                        var mainUrl = matched.plan.affiliate_url || matched.plan.url || '';\n                        if(mainUrl){ html += '<a class=\"hrc-link-btn\" href=\"'+mainUrl+'\" target=\"_blank\" rel=\"nofollow sponsored noopener\">Ver seguro recomendado<\/a>'; }\n                        html += '<\/div>';\n                    } else {\n                        html += '<div class=\"hrc-result-main\"><strong>No encontr\u00e9 coincidencia clara con ese seguro.<\/strong><br>Te muestro comparativas disponibles para '+country+'.<\/div>';\n                    }\n\n                    var compared=countryPlans.map(function(p){\n                        var c = calc(p,bill,treatment);\n                        return {p:p,c:c,rank:weightedRank(p,c,bill)};\n                    }).sort(function(a,b){ return b.rank-a.rank; });\n\n                    html += '<h3>Comparaci\u00f3n inteligente: reembolso + confianza + valor<\/h3><div class=\"hrc-comparison\">';\n                    compared.forEach(function(x,i){\n                        html += '<div class=\"hrc-plan '+(i===0?'best':'')+'\">';\n                        if(i===0) html += '<div class=\"hrc-tag\">Mejor valor real<\/div>';\n                        html += '<strong>'+x.p.name+'<\/strong>';\n                        var cardScore = huellarteScore(x.p);\n                        html += '<div class=\"hrc-score\"><span class=\"hrc-stars\">'+scoreStars(cardScore)+'<\/span><span>'+cardScore.toFixed(1)+'\/5<\/span><\/div>';\n                        html += '<p class=\"hrc-money\" style=\"font-size:24px\">'+money(x.c.reimbursement,country)+'<\/p>';\n                        html += '<p class=\"hrc-muted\">'+x.p.reimbursement+'% \u00b7 Deducible '+money(x.p.deductible,country)+'<\/p>';\n                        html += '<p class=\"hrc-muted\" style=\"font-size:12px\">Ranking Huellarte: '+x.rank.toFixed(0)+'\/100<\/p>';\n                        if(x.c.assistance) html += '<small>Asistencia\/cuadro veterinario<\/small>';\n                        var planUrl = x.p.affiliate_url || x.p.url || '';\n                        if(planUrl){ html += '<br><a class=\"hrc-link-btn\" href=\"'+planUrl+'\" target=\"_blank\" rel=\"nofollow sponsored noopener\">Ver seguro<\/a>'; }\n                        html += '<\/div>';\n                    });\n                    html += '<\/div>';\n\n                    html += '<div class=\"hrc-result-main\" style=\"margin-top:16px\"><strong>Pr\u00f3ximo paso recomendado:<\/strong><br>El Trust Score Huellarte es una puntuaci\u00f3n orientativa calculada con porcentaje de reembolso, deducible, l\u00edmite anual y amplitud de coberturas. Antes de cambiar de seguro, revisa carencias, exclusiones por condici\u00f3n preexistente, edad de la mascota, l\u00edmites por tratamiento y si el plan cubre enfermedades cr\u00f3nicas.<\/div>';\n                    results.innerHTML=html;\n                });\n            });\n        })();\n        <\/script>\n        [\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"        <div class=\"hrc-wrap\" data-plans='[\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;AXA Light&quot;,\r\n&quot;aliases&quot;:[&quot;AXA&quot;,&quot;AXA Mascotas&quot;,&quot;AXA Seguro Veterinario&quot;,&quot;AXA Light&quot;],\r\n&quot;deductible&quot;:20,\r\n&quot;reimbursement&quot;:50,\r\n&quot;annual_limit&quot;:2000,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;,&quot;medicacion&quot;,&quot;preventivo&quot;],\r\n&quot;claim_tip&quot;:&quot;Gestiona el reembolso desde MyAXA.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.axa.es\/seguros-veterinario-perros-gatos&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;AXA Confort&quot;,\r\n&quot;aliases&quot;:[&quot;AXA Confort&quot;,&quot;AXA Mascotas Confort&quot;],\r\n&quot;deductible&quot;:50,\r\n&quot;reimbursement&quot;:70,\r\n&quot;annual_limit&quot;:3500,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;,&quot;medicacion&quot;,&quot;preventivo&quot;],\r\n&quot;claim_tip&quot;:&quot;Factura detallada + solicitud de reembolso.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.axa.es\/seguros-veterinario-perros-gatos&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;AXA Premium&quot;,\r\n&quot;aliases&quot;:[&quot;AXA Premium&quot;,&quot;AXA Mascotas Premium&quot;],\r\n&quot;deductible&quot;:70,\r\n&quot;reimbursement&quot;:90,\r\n&quot;annual_limit&quot;:5000,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;,&quot;medicacion&quot;,&quot;preventivo&quot;],\r\n&quot;claim_tip&quot;:&quot;Modalidad premium con hasta 90% reembolso.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.axa.es\/seguros-veterinario-perros-gatos&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Sant\u00e9Vet Light&quot;,\r\n&quot;aliases&quot;:[&quot;SanteVet&quot;,&quot;Sant\u00e9Vet&quot;,&quot;Sante Vet&quot;,&quot;Sant\u00e9 Vet&quot;,&quot;Sant\u00e9Vet Light&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:50,\r\n&quot;annual_limit&quot;:1200,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;,&quot;medicacion&quot;,&quot;preventivo&quot;],\r\n&quot;claim_tip&quot;:&quot;Gestiona reclamaciones desde app.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.santevet.es&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Sant\u00e9Vet Confort&quot;,\r\n&quot;aliases&quot;:[&quot;Sant\u00e9Vet Confort&quot;,&quot;SanteVet Confort&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:70,\r\n&quot;annual_limit&quot;:2500,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;,&quot;medicacion&quot;,&quot;preventivo&quot;],\r\n&quot;claim_tip&quot;:&quot;Incluye reembolso y prevenci\u00f3n seg\u00fan modalidad.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.santevet.es&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Sant\u00e9Vet Premium&quot;,\r\n&quot;aliases&quot;:[&quot;Sant\u00e9Vet Premium&quot;,&quot;SanteVet Premium&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:90,\r\n&quot;annual_limit&quot;:5000,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;,&quot;medicacion&quot;,&quot;preventivo&quot;],\r\n&quot;claim_tip&quot;:&quot;Hasta 90% reembolso.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.santevet.es&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Barkibu&quot;,\r\n&quot;aliases&quot;:[&quot;Barkibu&quot;,&quot;Barkibu Pet Insurance&quot;,&quot;Barkibu Seguro Veterinario&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:80,\r\n&quot;annual_limit&quot;:3000,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;,&quot;medicacion&quot;,&quot;preventivo&quot;],\r\n&quot;claim_tip&quot;:&quot;Reclamaci\u00f3n desde app.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/barkibu.com\/es\/seguro-mascotas&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Musky&quot;,\r\n&quot;aliases&quot;:[&quot;Musky&quot;,&quot;Musky Mascotas&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:80,\r\n&quot;annual_limit&quot;:3000,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;,&quot;medicacion&quot;],\r\n&quot;claim_tip&quot;:&quot;Verifica carencias y exclusiones.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/musky.es&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Petplan Espa\u00f1a&quot;,\r\n&quot;aliases&quot;:[&quot;Petplan&quot;,&quot;Pet Plan&quot;,&quot;Petplan Espa\u00f1a&quot;],\r\n&quot;deductible&quot;:45,\r\n&quot;reimbursement&quot;:100,\r\n&quot;annual_limit&quot;:3100,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;,&quot;medicacion&quot;],\r\n&quot;claim_tip&quot;:&quot;Verifica condiciones vigentes.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.petplan.es&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Sanitas Salud Mascotas&quot;,\r\n&quot;aliases&quot;:[&quot;Sanitas&quot;,&quot;Sanitas Mascotas&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:80,\r\n&quot;annual_limit&quot;:2500,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;,&quot;medicacion&quot;],\r\n&quot;claim_tip&quot;:&quot;Adjunta factura e informe veterinario.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.sanitas.es&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Mapfre Mascotas&quot;,\r\n&quot;aliases&quot;:[&quot;Mapfre&quot;,&quot;MAPFRE&quot;,&quot;Mapfre Mascotas&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:20,\r\n&quot;annual_limit&quot;:2000,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;],\r\n&quot;claim_tip&quot;:&quot;Verifica modalidad contratada.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.mapfre.es\/particulares\/seguros-para-perros\/&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Santaluc\u00eda Mascotas&quot;,\r\n&quot;aliases&quot;:[&quot;Santalucia&quot;,&quot;Santaluc\u00eda&quot;,&quot;Santa Luc\u00eda&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:50,\r\n&quot;annual_limit&quot;:1000,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;urgencia&quot;,&quot;cirugia&quot;],\r\n&quot;claim_tip&quot;:&quot;Comprueba coberturas veterinarias activas.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.santalucia.es&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;SegurCaixa Adeslas Mascotas&quot;,\r\n&quot;aliases&quot;:[&quot;Adeslas&quot;,&quot;SegurCaixa&quot;,&quot;Adeslas Mascotas&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:0,\r\n&quot;annual_limit&quot;:0,\r\n&quot;coverage&quot;:[&quot;preventivo&quot;,&quot;urgencia&quot;],\r\n&quot;claim_tip&quot;:&quot;Modelo de asistencia con cuadro veterinario.&quot;,\r\n&quot;plan_type&quot;:&quot;asistencia&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.segurcaixaadeslas.es&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;ASISA Mascotas&quot;,\r\n&quot;aliases&quot;:[&quot;Asisa&quot;,&quot;ASISA&quot;,&quot;Asisa Mascotas&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:0,\r\n&quot;annual_limit&quot;:0,\r\n&quot;coverage&quot;:[&quot;preventivo&quot;,&quot;urgencia&quot;],\r\n&quot;claim_tip&quot;:&quot;Asistencia veterinaria y servicios concertados.&quot;,\r\n&quot;plan_type&quot;:&quot;asistencia&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.asisa.es&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Allianz Mascotas&quot;,\r\n&quot;aliases&quot;:[&quot;Allianz&quot;,&quot;Allianz Mascotas&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:0,\r\n&quot;annual_limit&quot;:0,\r\n&quot;coverage&quot;:[&quot;preventivo&quot;,&quot;urgencia&quot;],\r\n&quot;claim_tip&quot;:&quot;Verifica si incluye reembolso.&quot;,\r\n&quot;plan_type&quot;:&quot;asistencia&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.allianz.es&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Caser Mascotas&quot;,\r\n&quot;aliases&quot;:[&quot;Caser&quot;,&quot;Caser Mascotas&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:0,\r\n&quot;annual_limit&quot;:0,\r\n&quot;coverage&quot;:[&quot;preventivo&quot;,&quot;urgencia&quot;],\r\n&quot;claim_tip&quot;:&quot;Consulta condiciones particulares.&quot;,\r\n&quot;plan_type&quot;:&quot;asistencia&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.caser.es&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Kivet Seguro Mascotas&quot;,\r\n&quot;aliases&quot;:[&quot;Kivet&quot;,&quot;Kivet Mascotas&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:0,\r\n&quot;annual_limit&quot;:0,\r\n&quot;coverage&quot;:[&quot;preventivo&quot;,&quot;urgencia&quot;],\r\n&quot;claim_tip&quot;:&quot;Modelo basado en red de cl\u00ednicas.&quot;,\r\n&quot;plan_type&quot;:&quot;asistencia&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.kivet.com&quot;\r\n},\r\n\r\n{\r\n&quot;country&quot;:&quot;Espa\u00f1a&quot;,\r\n&quot;name&quot;:&quot;Miwuki Seguro Veterinario&quot;,\r\n&quot;aliases&quot;:[&quot;Miwuki&quot;,&quot;Miwuki Mascotas&quot;],\r\n&quot;deductible&quot;:0,\r\n&quot;reimbursement&quot;:70,\r\n&quot;annual_limit&quot;:2000,\r\n&quot;coverage&quot;:[&quot;accidente&quot;,&quot;enfermedad&quot;,&quot;cirugia&quot;,&quot;urgencia&quot;],\r\n&quot;claim_tip&quot;:&quot;Confirma porcentajes seg\u00fan modalidad.&quot;,\r\n&quot;plan_type&quot;:&quot;reembolso&quot;,\r\n&quot;url&quot;:&quot;https:\/\/www.miwuki.com&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;AGILA Tierkrankenschutz Exklusiv&quot;,\r\n  &quot;aliases&quot;: [&quot;AGILA&quot;, &quot;Agila&quot;, &quot;AGILA Tierkrankenschutz&quot;, &quot;Agila Exklusiv&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 80,\r\n  &quot;annual_limit&quot;: 3000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Solicita Rechnung detallada del veterinario con diagn\u00f3stico y tratamiento. Revisa l\u00edmites anuales y GOT-Satz.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.agila.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;HanseMerkur Tierkrankenversicherung Premium&quot;,\r\n  &quot;aliases&quot;: [&quot;HanseMerkur&quot;, &quot;Hanse Merkur&quot;, &quot;HanseMerkur Tierkrankenversicherung&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 90,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Guarda Rechnung, diagn\u00f3stico y justificante de pago. Verifica si tu tarifa incluye Zahn, Vorsorge Plus o Selbstbeteiligung.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.hansemerkur.de\/haustiere&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Barmenia Tierkrankenversicherung Premium Plus&quot;,\r\n  &quot;aliases&quot;: [&quot;Barmenia&quot;, &quot;Barmenia Premium&quot;, &quot;Barmenia Premium Plus&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Revisa GOT-Satz, l\u00edmites por prevenci\u00f3n y posibles exclusiones por enfermedades previas.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.barmenia.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Lassie Maxi&quot;,\r\n  &quot;aliases&quot;: [&quot;Lassie&quot;, &quot;Lassie Versicherung&quot;, &quot;Lassie Hund&quot;, &quot;Lassie Katze&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Lassie destaca prevenci\u00f3n y gesti\u00f3n digital. Verifica el l\u00edmite anual de Vorsorge y condiciones de reembolso.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/de.lassie.co&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Sant\u00e9Vet Premium Deutschland&quot;,\r\n  &quot;aliases&quot;: [&quot;Sant\u00e9Vet Deutschland&quot;, &quot;SanteVet Deutschland&quot;, &quot;Sante Vet&quot;, &quot;Sant\u00e9 Vet&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 90,\r\n  &quot;annual_limit&quot;: 5000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Adjunta Rechnung veterinaria y documentaci\u00f3n m\u00e9dica. Revisa l\u00edmite anual y Vorsorgebudget.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.santevet.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Hepster Tierkrankenversicherung&quot;,\r\n  &quot;aliases&quot;: [&quot;Hepster&quot;, &quot;Hepster Hund&quot;, &quot;Hepster Katze&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 90,\r\n  &quot;annual_limit&quot;: 5000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Revisa la modalidad exacta, Selbstbeteiligung y si cubre Vorsorge o solo tratamientos m\u00e9dicos.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.hepster.com&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Figo Tierkrankenversicherung&quot;,\r\n  &quot;aliases&quot;: [&quot;Figo&quot;, &quot;Figo Pet&quot;, &quot;Figo Versicherung&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 80,\r\n  &quot;annual_limit&quot;: 5000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Sube Rechnung y documentaci\u00f3n m\u00e9dica. Confirma porcentaje exacto seg\u00fan tarifa.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/figopet.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Uelzener Tierkrankenversicherung&quot;,\r\n  &quot;aliases&quot;: [&quot;Uelzener&quot;, &quot;\u00dclzener&quot;, &quot;Uelzener Hundeversicherung&quot;, &quot;Uelzener Katzenversicherung&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Uelzener comunica hasta 100% de Kosten\u00fcbernahme seg\u00fan tarifa. Revisa GOT-Satz, OP\/Vollschutz y Nachbehandlung.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/uelzener.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Allianz Tierkrankenversicherung&quot;,\r\n  &quot;aliases&quot;: [&quot;Allianz&quot;, &quot;Allianz Hund&quot;, &quot;Allianz Katze&quot;, &quot;Allianz Tier&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 80,\r\n  &quot;annual_limit&quot;: 10000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Verifica tarifa, Selbstbehalt y si tu p\u00f3liza cubre Vorsorge, Zahn y OP-Nachbehandlung.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.allianz.de\/gesundheit\/tierkrankenversicherung\/&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;DA Direkt Tierkrankenversicherung&quot;,\r\n  &quot;aliases&quot;: [&quot;DA Direkt&quot;, &quot;DA Direkt Tier&quot;, &quot;DA Direkt Hund&quot;, &quot;DA Direkt Katze&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;DA Direkt comunica hasta 100% Kostenerstattung. Confirma tarifa, l\u00edmites y carencias.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.da-direkt.de\/tierversicherung&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Deutsche Familienversicherung Tierkrankenschutz 100&quot;,\r\n  &quot;aliases&quot;: [&quot;DFV&quot;, &quot;Deutsche Familienversicherung&quot;, &quot;DFV Tierkrankenschutz&quot;, &quot;Tierkrankenschutz 100&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Revisa si tu tarifa es OP-Schutz o Vollschutz. Adjunta Rechnung y diagn\u00f3stico.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.deutsche-familienversicherung.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Dalma Hundekrankenversicherung&quot;,\r\n  &quot;aliases&quot;: [&quot;Dalma&quot;, &quot;Dalma Hund&quot;, &quot;Dalma Hundeversicherung&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 90,\r\n  &quot;annual_limit&quot;: 5000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Confirma tarifa, l\u00edmite anual y si aplica Selbstbeteiligung. Guarda Rechnung e informe veterinario.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.dalma.co\/de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Petolo Tierkrankenversicherung&quot;,\r\n  &quot;aliases&quot;: [&quot;Petolo&quot;, &quot;Petolo Hund&quot;, &quot;Petolo Katze&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Comprueba si el plan elegido tiene Selbstbehalt o l\u00edmite por Vorsorge.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.petolo.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Petprotect Exklusiv Plus&quot;,\r\n  &quot;aliases&quot;: [&quot;Petprotect&quot;, &quot;Pet Protect&quot;, &quot;Petprotect Exklusiv&quot;, &quot;Petprotect Barmenia&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Petprotect suele estar asociado a productos de Barmenia. Verifica la modalidad exacta y l\u00edmites.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.petprotect.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;die Bayerische Tierkrankenversicherung Premium Plus&quot;,\r\n  &quot;aliases&quot;: [&quot;die Bayerische&quot;, &quot;Bayerische&quot;, &quot;Bayerische Tier&quot;, &quot;Premium Plus Bayerische&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Confirma Selbstbeteiligung, GOT-Satz y l\u00edmites de Vorsorge seg\u00fan tarifa.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.diebayerische.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;ARAG TierProtect Premium&quot;,\r\n  &quot;aliases&quot;: [&quot;ARAG&quot;, &quot;ARAG TierProtect&quot;, &quot;TierProtect Premium&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Revisa condiciones para OP, Zahn, GOT-Satz y tratamientos ambulatorios.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.arag.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Helvetia Tierkrankenversicherung Komfort&quot;,\r\n  &quot;aliases&quot;: [&quot;Helvetia&quot;, &quot;Helvetia Komfort&quot;, &quot;Helvetia Tier&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 80,\r\n  &quot;annual_limit&quot;: 5000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Verifica modalidad Komfort\/Premium, Selbstbehalt y l\u00edmites por tratamiento.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.helvetia.com\/de\/web\/de\/privatkunden\/versicherungen\/tierversicherung.html&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Gothaer Tierkrankenversicherung&quot;,\r\n  &quot;aliases&quot;: [&quot;Gothaer&quot;, &quot;Gothaer Tier&quot;, &quot;Gothaer Hund&quot;, &quot;Gothaer Katze&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 80,\r\n  &quot;annual_limit&quot;: 5000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Revisa carencias, l\u00edmites, GOT-Satz y si la tarifa es OP o Vollschutz.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.gothaer.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Balunos Gold&quot;,\r\n  &quot;aliases&quot;: [&quot;Balunos&quot;, &quot;Balunos Gold&quot;, &quot;Balunos Tierkrankenversicherung&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 90,\r\n  &quot;annual_limit&quot;: 5000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Datos orientativos. Confirma condiciones actuales, Selbstbeteiligung y l\u00edmites anuales.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.balunos.com&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;Panda Krankenvollschutz Exklusiv&quot;,\r\n  &quot;aliases&quot;: [&quot;Panda&quot;, &quot;Panda Versicherung&quot;, &quot;Panda Krankenvollschutz&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 90,\r\n  &quot;annual_limit&quot;: 5000,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;],\r\n  &quot;claim_tip&quot;: &quot;Datos orientativos. Revisa modalidad exacta, carencias y condiciones por edad\/raza.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.panda.de&quot;\r\n},\r\n{\r\n  &quot;country&quot;: &quot;Alemania&quot;,\r\n  &quot;name&quot;: &quot;SmartPaws Tierkrankenversicherung&quot;,\r\n  &quot;aliases&quot;: [&quot;SmartPaws&quot;, &quot;Smart Paws&quot;, &quot;SmartPaws Hund&quot;, &quot;SmartPaws Katze&quot;],\r\n  &quot;deductible&quot;: 0,\r\n  &quot;reimbursement&quot;: 100,\r\n  &quot;annual_limit&quot;: 999999,\r\n  &quot;coverage&quot;: [&quot;accidente&quot;, &quot;enfermedad&quot;, &quot;cirugia&quot;, &quot;urgencia&quot;, &quot;medicacion&quot;, &quot;preventivo&quot;],\r\n  &quot;claim_tip&quot;: &quot;Confirma tarifa, Selbstbehalt y si cubre Vorsorge. Adjunta Rechnung y diagn\u00f3stico.&quot;,\r\n  &quot;plan_type&quot;: &quot;reembolso&quot;,\r\n  &quot;url&quot;: &quot;https:\/\/www.smartpaws.de&quot;\r\n}\r\n]'>\n            <div class=\"hrc-card\">\n                <div class=\"hrc-eyebrow\">Club Huellarte<\/div>\n                <h2>Calculadora de Reembolso para Seguro de Mascotas<\/h2>\n                <p class=\"hrc-intro\">Calcula cu\u00e1nto podr\u00edas recuperar de una factura veterinaria y compara opciones seg\u00fan tu pa\u00eds.<\/p>\n\n                <div class=\"hrc-grid\">\n                    <label>Pa\u00eds\n                        <select class=\"hrc-country\">\n                            <option value=\"\">Selecciona tu pa\u00eds<\/option>\n                        <\/select>\n                    <\/label>\n\n                    <label class=\"hrc-autocomplete-label\">Nombre de tu seguro\n                        <input class=\"hrc-insurer\" type=\"text\" placeholder=\"Empieza a escribir: AXA, Sant\u00e9Vet, Barkibu...\" autocomplete=\"off\">\n                        <div class=\"hrc-suggestions\"><\/div>\n                    <\/label>\n\n                    <label>Factura veterinaria\n                        <input class=\"hrc-bill\" type=\"number\" min=\"0\" step=\"0.01\" placeholder=\"Ej: 850\">\n                    <\/label>\n\n                    <label>Tipo de problema tratado\n                        <select class=\"hrc-treatment\">\n                            <option value=\"accidente\">Accidente<\/option>\n                            <option value=\"enfermedad\">Enfermedad<\/option>\n                            <option value=\"cirugia\">Cirug\u00eda<\/option>\n                            <option value=\"urgencia\">Urgencia<\/option>\n                            <option value=\"medicacion\">Medicaci\u00f3n<\/option>\n                            <option value=\"preventivo\">Preventivo \/ rutina<\/option>\n                        <\/select>\n                    <\/label>\n                <\/div>\n\n                <button class=\"hrc-btn\" type=\"button\">Calcular reembolso<\/button>\n                <div class=\"hrc-results\" aria-live=\"polite\"><\/div>\n\n                <p class=\"hrc-disclaimer\">\n                    Estimaci\u00f3n orientativa. Cada p\u00f3liza puede tener exclusiones, carencias, l\u00edmites, franquicias y condiciones espec\u00edficas. No sustituye la revisi\u00f3n oficial de tu aseguradora.\n                <\/p>\n            <\/div>\n        <\/div>\n\n        <style>\n        .hrc-wrap{max-width:980px;margin:30px auto;font-family:Inter,Arial,sans-serif;color:#3a332d}\n        .hrc-card{background:linear-gradient(135deg,#fffaf3,#f6efe6);border:1px solid #eadfce;border-radius:28px;padding:28px;box-shadow:0 18px 50px rgba(80,60,40,.12)}\n        .hrc-eyebrow{text-transform:uppercase;letter-spacing:.12em;color:#a78752;font-weight:700;font-size:12px;margin-bottom:8px}\n        .hrc-card h2{font-size:clamp(26px,4vw,42px);margin:0 0 10px;color:#2d2722;line-height:1.08}\n        .hrc-intro{font-size:16px;max-width:720px;color:#6f655b}\n        .hrc-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:24px 0}\n        .hrc-grid label{font-weight:700;font-size:14px;color:#4e443b}\n        .hrc-grid input,.hrc-grid select{width:100%;box-sizing:border-box;margin-top:7px;border:1px solid #d8c9b8;border-radius:16px;padding:13px 14px;background:#fff;color:#2d2722;font-size:15px}\n        .hrc-autocomplete-label{position:relative}\n        .hrc-suggestions{display:none;position:absolute;left:0;right:0;top:74px;background:#fff;border:1px solid #eadfce;border-radius:16px;box-shadow:0 14px 30px rgba(80,60,40,.16);z-index:50;overflow:hidden;max-height:240px;overflow-y:auto}\n        .hrc-suggestion{padding:12px 14px;cursor:pointer;border-bottom:1px solid #f2eadf}\n        .hrc-suggestion:hover{background:#fff7eb}\n        .hrc-suggestion small{display:block;color:#7d736a;margin-top:2px;font-weight:500}\n        .hrc-btn{background:#2d2722;color:#fff;border:0;border-radius:999px;padding:14px 24px;font-weight:800;cursor:pointer;box-shadow:0 12px 24px rgba(45,39,34,.22)}\n        .hrc-results{margin-top:24px}\n        .hrc-result-main{background:#fff;border:1px solid #eadfce;border-radius:22px;padding:20px;margin-bottom:16px}\n        .hrc-money{font-size:34px;font-weight:900;color:#2d2722}\n        .hrc-muted{color:#73685e}\n        .hrc-comparison{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}\n        .hrc-plan{background:#fff;border:1px solid #eadfce;border-radius:18px;padding:16px}\n        .hrc-plan.best{border-color:#c7a873;box-shadow:0 10px 24px rgba(199,168,115,.2)}\n        .hrc-tag{display:inline-block;background:#efe4d2;color:#755b2e;border-radius:999px;padding:5px 9px;font-size:12px;font-weight:800;margin-bottom:8px}\n        .hrc-warning{background:#fff6dc;border:1px solid #efd28b;border-radius:16px;padding:12px;margin:12px 0;color:#6b531b}\n        .hrc-link-btn{display:inline-flex;align-items:center;justify-content:center;margin-top:10px;background:#2d2722;color:#fff!important;text-decoration:none;border-radius:999px;padding:10px 14px;font-size:13px;font-weight:800;box-shadow:0 8px 18px rgba(45,39,34,.18)}\n        .hrc-link-btn:hover{filter:brightness(1.08);color:#fff!important}\n        .hrc-score{display:flex;align-items:center;gap:8px;margin:10px 0 8px;font-weight:900;color:#2d2722}\n        .hrc-stars{letter-spacing:1px;color:#a78752;font-size:16px}\n        .hrc-score small{font-weight:700;color:#73685e}\n        .hrc-disclaimer{font-size:12px;color:#7d736a;margin-top:20px}\n        @media(max-width:760px){.hrc-grid,.hrc-comparison{grid-template-columns:1fr}.hrc-card{padding:20px;border-radius:22px}.hrc-suggestions{top:74px}}\n        <\/style>\n\n        <script>\n        (function(){\n            function norm(s){ return (s || '').toLowerCase().normalize('NFD').replace(\/[\\u0300-\\u036f]\/g,'').trim(); }\n            function planTerms(plan){\n                var terms = [plan.name || ''];\n                if(Array.isArray(plan.aliases)) terms = terms.concat(plan.aliases);\n                return terms.filter(Boolean);\n            }\n            function similarity(input, plan){\n                var a = norm(input);\n                if(!a) return 0;\n                var best = 0;\n                planTerms(plan).forEach(function(term){\n                    var b = norm(term);\n                    if(!b) return;\n                    if(a === b) best = Math.max(best, 1);\n                    else if(b.includes(a) || a.includes(b)) best = Math.max(best, .95);\n                    else {\n                        var score = 0;\n                        a.split(\/\\s+\/).forEach(function(w){ if(w.length > 1 && b.includes(w)) score += .25; });\n                        best = Math.max(best, Math.min(score, .8));\n                    }\n                });\n                return best;\n            }\n            function money(n,country){\n                var currency = country === 'Estados Unidos' ? 'USD' : '\u20ac';\n                return currency + ' ' + Number(n || 0).toFixed(2);\n            }\n            function huellarteScore(plan){\n                if((plan.plan_type || 'reembolso') === 'asistencia' || Number(plan.reimbursement || 0) <= 0){\n                    return 2.7;\n                }\n                var reimbursement = Math.min(Number(plan.reimbursement || 0), 100) \/ 100;\n                var deductible = Number(plan.deductible || 0);\n                var annualLimit = Number(plan.annual_limit || 0);\n                var coverageCount = Array.isArray(plan.coverage) ? plan.coverage.length : 0;\n\n                var reimbursementScore = reimbursement * 2.0;\n                var deductibleScore = deductible <= 0 ? 1.0 : deductible <= 50 ? 0.85 : deductible <= 100 ? 0.65 : deductible <= 250 ? 0.4 : 0.2;\n                var limitScore = annualLimit >= 5000 || annualLimit >= 999999 ? 1.0 : annualLimit >= 3000 ? 0.8 : annualLimit >= 2000 ? 0.6 : annualLimit >= 1000 ? 0.4 : 0.2;\n                var coverageScore = Math.min(coverageCount \/ 6, 1.0);\n\n                var raw = 1.0 + reimbursementScore + deductibleScore + limitScore + coverageScore;\n                return Math.max(1, Math.min(5, raw));\n            }\n            function scoreStars(score){\n                var rounded = Math.round(score);\n                var s = '';\n                for(var i=1;i<=5;i++){ s += i <= rounded ? '\u2605' : '\u2606'; }\n                return s;\n            }\n            function scoreLabel(score){\n                if(score >= 4.7) return 'Excelente cobertura estimada';\n                if(score >= 4.2) return 'Muy buena opci\u00f3n';\n                if(score >= 3.5) return 'Buena opci\u00f3n';\n                if(score >= 3.0) return 'Cobertura media';\n                return 'Revisar condiciones';\n            }\n            function valueCostScore(plan){\n                if((plan.plan_type || 'reembolso') === 'asistencia' || Number(plan.reimbursement || 0) <= 0) return 0.15;\n                var deductible = Number(plan.deductible || 0);\n                var annualLimit = Number(plan.annual_limit || 0);\n                var coverageCount = Array.isArray(plan.coverage) ? plan.coverage.length : 0;\n                var monthlyPrice = Number(plan.monthly_price || plan.price_monthly || 0);\n                var coverageBreadth = Math.min(coverageCount \/ 6, 1);\n                var deductibleFactor = deductible <= 0 ? 1 : deductible <= 50 ? .85 : deductible <= 100 ? .65 : deductible <= 250 ? .42 : .22;\n                var limitFactor = annualLimit >= 999999 || annualLimit >= 5000 ? 1 : annualLimit >= 3000 ? .78 : annualLimit >= 2000 ? .58 : annualLimit >= 1000 ? .38 : .2;\n                var baseValue = (coverageBreadth * .35) + (deductibleFactor * .35) + (limitFactor * .30);\n                if(monthlyPrice > 0){\n                    var priceFactor = monthlyPrice <= 20 ? 1 : monthlyPrice <= 35 ? .82 : monthlyPrice <= 50 ? .64 : monthlyPrice <= 70 ? .45 : .28;\n                    baseValue = (baseValue * .7) + (priceFactor * .3);\n                }\n                return Math.max(0, Math.min(1, baseValue));\n            }\n            function weightedRank(plan, calcResult, bill){\n                var reimbursementFactor = bill > 0 ? Math.max(0, Math.min(1, Number(calcResult.reimbursement || 0) \/ bill)) : 0;\n                var trustFactor = huellarteScore(plan) \/ 5;\n                var valueFactor = valueCostScore(plan);\n                return (reimbursementFactor * 60) + (trustFactor * 25) + (valueFactor * 15);\n            }\n            function calc(plan,bill,treatment){\n                var planType = plan.plan_type || 'reembolso';\n                if(planType === 'asistencia' || Number(plan.reimbursement || 0) <= 0){\n                    return {covered:false,reimbursement:0,outOfPocket:bill,assistance:true};\n                }\n                var covered = (plan.coverage || []).includes(treatment);\n                if(!covered) return {covered:false,reimbursement:0,outOfPocket:bill,assistance:false};\n                var afterDeductible = Math.max(0, bill - Number(plan.deductible || 0));\n                var reimbursement = afterDeductible * (Number(plan.reimbursement || 0)\/100);\n                reimbursement = Math.min(reimbursement, Number(plan.annual_limit || reimbursement));\n                return {covered:true,reimbursement:reimbursement,outOfPocket:Math.max(0,bill-reimbursement),assistance:false};\n            }\n\n            document.querySelectorAll('.hrc-wrap').forEach(function(wrap){\n                var plans=[];\n                try { plans = JSON.parse(wrap.dataset.plans || '[]'); } catch(e) { plans=[]; }\n\n                var countrySel=wrap.querySelector('.hrc-country');\n                var insurerInput=wrap.querySelector('.hrc-insurer');\n                var suggestions=wrap.querySelector('.hrc-suggestions');\n                var billInput=wrap.querySelector('.hrc-bill');\n                var treatmentSel=wrap.querySelector('.hrc-treatment');\n                var results=wrap.querySelector('.hrc-results');\n                var btn=wrap.querySelector('.hrc-btn');\n\n                Array.from(new Set(plans.map(function(p){return p.country;}))).sort().forEach(function(c){\n                    var opt=document.createElement('option'); opt.value=c; opt.textContent=c; countrySel.appendChild(opt);\n                });\n\n                function currentCountryPlans(){\n                    return plans.filter(function(p){ return p.country === countrySel.value; });\n                }\n\n                function renderSuggestions(){\n                    var q = insurerInput.value;\n                    var countryPlans = currentCountryPlans();\n                    if(!countrySel.value || !q || q.length < 1){\n                        suggestions.style.display='none';\n                        suggestions.innerHTML='';\n                        return;\n                    }\n                    var matches = countryPlans.map(function(p){\n                        return {plan:p, score:similarity(q,p)};\n                    }).filter(function(x){ return x.score > .15; })\n                      .sort(function(a,b){ return b.score-a.score; })\n                      .slice(0,8);\n\n                    if(!matches.length){\n                        suggestions.style.display='none';\n                        suggestions.innerHTML='';\n                        return;\n                    }\n\n                    suggestions.innerHTML = matches.map(function(x){\n                        var aliases = Array.isArray(x.plan.aliases) ? x.plan.aliases.slice(0,3).join(', ') : '';\n                        var type = x.plan.plan_type === 'asistencia' ? 'Asistencia \/ cuadro veterinario' : 'Reembolso estimado';\n                        return '<div class=\"hrc-suggestion\" data-name=\"'+String(x.plan.name).replace(\/\"\/g,'&quot;')+'\"><strong>'+x.plan.name+'<\/strong><small>'+type+(aliases ? ' \u00b7 tambi\u00e9n: '+aliases : '')+'<\/small><\/div>';\n                    }).join('');\n                    suggestions.style.display='block';\n                }\n\n                insurerInput.addEventListener('input', renderSuggestions);\n                countrySel.addEventListener('change', function(){\n                    insurerInput.value='';\n                    suggestions.style.display='none';\n                    results.innerHTML='';\n                });\n                suggestions.addEventListener('click', function(e){\n                    var item=e.target.closest('.hrc-suggestion');\n                    if(!item) return;\n                    insurerInput.value=item.getAttribute('data-name');\n                    suggestions.style.display='none';\n                });\n                document.addEventListener('click', function(e){\n                    if(!wrap.contains(e.target)) suggestions.style.display='none';\n                });\n\n                btn.addEventListener('click', function(){\n                    var country=countrySel.value;\n                    var insurer=insurerInput.value;\n                    var bill=Number(billInput.value || 0);\n                    var treatment=treatmentSel.value;\n\n                    if(!country || !bill){\n                        results.innerHTML='<div class=\"hrc-result-main\"><strong>Faltan datos.<\/strong><br>Selecciona pa\u00eds e introduce el importe de la factura.<\/div>';\n                        return;\n                    }\n\n                    var countryPlans=currentCountryPlans();\n                    var matched=countryPlans.map(function(p){ return {plan:p,score:similarity(insurer,p)}; }).sort(function(a,b){ return b.score-a.score; })[0];\n                    if(!matched || matched.score < 0.25) matched={plan:null,score:0};\n\n                    var html='';\n                    if(matched.plan){\n                        var c=calc(matched.plan,bill,treatment);\n                        html += '<div class=\"hrc-result-main\">';\n                        html += '<div class=\"hrc-tag\">Seguro detectado: '+matched.plan.name+'<\/div>';\n                        var mainScore = huellarteScore(matched.plan);\n                        html += '<div class=\"hrc-score\"><span class=\"hrc-stars\">'+scoreStars(mainScore)+'<\/span><span>'+mainScore.toFixed(1)+'\/5<\/span><small>'+scoreLabel(mainScore)+'<\/small><\/div>';\n                        html += '<h3>Reembolso estimado<\/h3>';\n                        html += '<div class=\"hrc-money\">'+money(c.reimbursement,country)+'<\/div>';\n                        html += '<p class=\"hrc-muted\">Deducible: '+money(matched.plan.deductible,country)+' \u00b7 Cobertura: '+matched.plan.reimbursement+'% \u00b7 L\u00edmite anual: '+(matched.plan.annual_limit>=999999?'sin l\u00edmite declarado':money(matched.plan.annual_limit,country))+'<\/p>';\n                        html += '<p><strong>Tu coste estimado:<\/strong> '+money(c.outOfPocket,country)+'<\/p>';\n                        if(c.assistance){\n                            html += '<div class=\"hrc-warning\"><strong>Atenci\u00f3n:<\/strong> este seguro parece funcionar como asistencia veterinaria\/cuadro m\u00e9dico, no como reembolso libre est\u00e1ndar. El c\u00e1lculo aparece en 0\u20ac para evitar prometer un reembolso que puede no aplicar.<\/div>';\n                        } else if(!c.covered){\n                            html += '<div class=\"hrc-warning\"><strong>Atenci\u00f3n:<\/strong> este tipo de tratamiento no aparece como cubierto en la base actual.<\/div>';\n                        }\n                        html += '<p><strong>Consejo para reclamar:<\/strong> '+(matched.plan.claim_tip || 'Guarda factura detallada e informe veterinario.')+'<\/p>';\n                        var mainUrl = matched.plan.affiliate_url || matched.plan.url || '';\n                        if(mainUrl){ html += '<a class=\"hrc-link-btn\" href=\"'+mainUrl+'\" target=\"_blank\" rel=\"nofollow sponsored noopener\">Ver seguro recomendado<\/a>'; }\n                        html += '<\/div>';\n                    } else {\n                        html += '<div class=\"hrc-result-main\"><strong>No encontr\u00e9 coincidencia clara con ese seguro.<\/strong><br>Te muestro comparativas disponibles para '+country+'.<\/div>';\n                    }\n\n                    var compared=countryPlans.map(function(p){\n                        var c = calc(p,bill,treatment);\n                        return {p:p,c:c,rank:weightedRank(p,c,bill)};\n                    }).sort(function(a,b){ return b.rank-a.rank; });\n\n                    html += '<h3>Comparaci\u00f3n inteligente: reembolso + confianza + valor<\/h3><div class=\"hrc-comparison\">';\n                    compared.forEach(function(x,i){\n                        html += '<div class=\"hrc-plan '+(i===0?'best':'')+'\">';\n                        if(i===0) html += '<div class=\"hrc-tag\">Mejor valor real<\/div>';\n                        html += '<strong>'+x.p.name+'<\/strong>';\n                        var cardScore = huellarteScore(x.p);\n                        html += '<div class=\"hrc-score\"><span class=\"hrc-stars\">'+scoreStars(cardScore)+'<\/span><span>'+cardScore.toFixed(1)+'\/5<\/span><\/div>';\n                        html += '<p class=\"hrc-money\" style=\"font-size:24px\">'+money(x.c.reimbursement,country)+'<\/p>';\n                        html += '<p class=\"hrc-muted\">'+x.p.reimbursement+'% \u00b7 Deducible '+money(x.p.deductible,country)+'<\/p>';\n                        html += '<p class=\"hrc-muted\" style=\"font-size:12px\">Ranking Huellarte: '+x.rank.toFixed(0)+'\/100<\/p>';\n                        if(x.c.assistance) html += '<small>Asistencia\/cuadro veterinario<\/small>';\n                        var planUrl = x.p.affiliate_url || x.p.url || '';\n                        if(planUrl){ html += '<br><a class=\"hrc-link-btn\" href=\"'+planUrl+'\" target=\"_blank\" rel=\"nofollow sponsored noopener\">Ver seguro<\/a>'; }\n                        html += '<\/div>';\n                    });\n                    html += '<\/div>';\n\n                    html += '<div class=\"hrc-result-main\" style=\"margin-top:16px\"><strong>Pr\u00f3ximo paso recomendado:<\/strong><br>El Trust Score Huellarte es una puntuaci\u00f3n orientativa calculada con porcentaje de reembolso, deducible, l\u00edmite anual y amplitud de coberturas. Antes de cambiar de seguro, revisa carencias, exclusiones por condici\u00f3n preexistente, edad de la mascota, l\u00edmites por tratamiento y si el plan cubre enfermedades cr\u00f3nicas.<\/div>';\n                    results.innerHTML=html;\n                });\n            });\n        })();\n        <\/script>\n        \n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_joinchat":[],"footnotes":""},"class_list":["post-259013","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Calculadora_de_reembolso - Huellarte<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/huellarte.es\/de\/calculadora_de_reembolso\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Calculadora_de_reembolso - 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